Pricing — The Platinum Package | Major Credit Repair
Pricing

One protocol. Three ways in.

The same federal-law dispute engine on every plan. Choose the pace that fits — pay once and finish fast, or go month-to-month.

Individual

$999
one-time · no monthly fees
  • Best for one person
  • Full 4-round certified-mail protocol
  • All three bureaus + furnisher disputes
  • Master Credit Analysis included
  • Escalation reserve — no upcharge
  • Secure client portal
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Best Value · 2 files, 1 price

Couples

$1,699
one-time · covers both partners

Two people. Two files. One payment.

  • A separate dispute file for each person
  • Each partner gets their own portal login
  • Both files worked in parallel
  • Everything in Individual — times two
  • Save $299 vs. two individual enrollments
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$50 consultation deposit — credited in full toward enrollment.   Book a consultation ›

On Every Plan

Same engine. Same standards.

Fast Start
Within 48 hours

Round 1 disputes filed by certified mail after setup.

First Update
Day 14

Your first status check-in on where the file stands.

First Deletions
Day 30–45

When early removals typically begin to post.

Your protections

A 3-business-day right to cancel under CROA, plus a 30-day satisfaction guarantee on your start payment. Questions before you enroll? We're here Monday–Friday, 9:00 AM–5:00 PM PST — (844) 625-6716.

Good to Know

The fine print, up front.

Are results guaranteed?
No — and no honest credit-repair company can guarantee them. Federal law prohibits promising specific scores, point gains, or deletions. Our timelines are targeted and our projections are evidence-based on what your specific file supports.
Why one flat fee instead of monthly billing?
Because monthly billing rewards a slow drip. The Platinum Package is one flat enrollment for the entire protocol — all four rounds, all three bureaus, escalation included — so our incentive is to finish your file, not stretch it. No monthly fees, ever.
Is credit monitoring included?
No. Credit monitoring (e.g. SmartCredit) is billed separately by the provider and is not part of the program fee. You'll activate it during setup so we can pull and track all three bureaus.
What does the couples plan actually cover?
One payment of $1,699 covers a separate, complete dispute file for each partner, each with their own secure portal login. Both files are worked in parallel — it's two full enrollments at one combined price.
Can I get a refund?
Yes, within the terms of our Refund Policy — including your CROA 3-day cancellation right and the 30-day satisfaction guarantee on your start payment.
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